Estimate how increasing your SIP contribution every year may affect your long-term investment corpus.
Investment Inputs
Adjust the assumptions below to see an illustrative year-wise projection.
₹5,000 per month
SIP increases by 10% every year
Illustrative Future Value
₹98,45,899
Total Invested
₹34,36,500
Illustrative Gain
₹64,09,399
Monthly SIP in the final investment year
₹30,580
Illustrative year-wise projection based on the assumptions entered above.
Illustrative contribution and corpus projection for the selected period.
| Year | Monthly SIP | Annual Investment | Total Invested | Illustrative Future Value |
|---|---|---|---|---|
| 1 | ₹5,000 | ₹60,000 | ₹60,000 | ₹63,413 |
| 2 | ₹5,500 | ₹66,000 | ₹1,26,000 | ₹1,41,209 |
| 3 | ₹6,050 | ₹72,600 | ₹1,98,600 | ₹2,35,847 |
| 4 | ₹6,655 | ₹79,860 | ₹2,78,460 | ₹3,50,160 |
| 5 | ₹7,321 | ₹87,846 | ₹3,66,306 | ₹4,87,411 |
| 6 | ₹8,053 | ₹96,631 | ₹4,62,937 | ₹6,51,354 |
| 7 | ₹8,858 | ₹1,06,294 | ₹5,69,230 | ₹8,46,301 |
| 8 | ₹9,744 | ₹1,16,923 | ₹6,86,153 | ₹10,77,206 |
| 9 | ₹10,718 | ₹1,28,615 | ₹8,14,769 | ₹13,49,753 |
| 10 | ₹11,790 | ₹1,41,477 | ₹9,56,245 | ₹16,70,459 |
| 11 | ₹12,969 | ₹1,55,625 | ₹11,11,870 | ₹20,46,790 |
| 12 | ₹14,266 | ₹1,71,187 | ₹12,83,057 | ₹24,87,298 |
| 13 | ₹15,692 | ₹1,88,306 | ₹14,71,363 | ₹30,01,765 |
| 14 | ₹17,261 | ₹2,07,136 | ₹16,78,499 | ₹36,01,381 |
| 15 | ₹18,987 | ₹2,27,850 | ₹19,06,349 | ₹42,98,935 |
| 16 | ₹20,886 | ₹2,50,635 | ₹21,56,984 | ₹51,09,038 |
| 17 | ₹22,975 | ₹2,75,698 | ₹24,32,682 | ₹60,48,370 |
| 18 | ₹25,272 | ₹3,03,268 | ₹27,35,950 | ₹71,35,972 |
| 19 | ₹27,800 | ₹3,33,595 | ₹30,69,545 | ₹83,93,560 |
| 20 | ₹30,580 | ₹3,66,955 | ₹34,36,500 | ₹98,45,899 |
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A Step-Up SIP allows an investor to increase the SIP contribution periodically. Gradually increasing the contribution may help align investments with changing financial capacity.
The calculations shown are illustrative estimates based on the assumptions entered. Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance does not indicate future performance. Actual returns may differ from the assumptions used in this calculator.
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This calculator provides illustrative estimates based on the assumptions entered by the user and an assumed rate of return. Actual investment outcomes may differ depending on market performance. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.